Home Insurance

Its a New Year! 2018 Has begun....

Its a New Year! 2018 Has begun....

In 2018 we are launching.... a Brand!

See we didn't start the Mission Insurance Agency to only provide the best insurance solutions to Ohioans! Although we do love taking our competition to the cleaners and are starting to make a household name. We did this to start a Brand! In 2018 we are going to make a difference.  We have made clothes that show our brand. And with each item purchased we are donating 10% of our profits to Charities, and you get to choose the charity!  We want to help those without a voice, we want to help those that want to better themselves!  Stay tuned to the list of charities and causes that we want to help!  If you have any questions or want to get involved, send us a message and........

#joinourmission

Real Estate Risk Assessment- Our Solution to your Problem*

I think that I will keep it short and sweet today from a writing standpoint.  We have had some longer blogs in the past so why not get to the point!

Has anyone ever told you about a Real Estate Risk Assessment? What is the first thing that comes to mind when you hear it?  I know in my previous life before running this agency and selling insurance I'd think you were talking about an Home Appraisal, or Home Inspection.  Well your close BUT not right.  A Real Estate Risk Assessment is something that only a few companies complete when there is a potential purchase of a new home.  It is completed by an Insurance Company i.e. Mission Insurance Agency!  

A Real Estate Risk Assessment(RERA) dives into the prior loss history and risk rating for property at hand.  We are able to see prior losses and improvements for the home.  A RERA does not always show bad things it can also be an indicator of good history with the home.  It is what we would consider completing the full assessment that should be done with any property that is going to be purchased. 

For Example: Your inspector might not be able to tell if the home had water damage previously in the basement, we are able to pull loss history records and C.L.U.E. reports for a home and see what claims have been reported in the past.  Often times people will report some damage but not have it fixed/replaced by the insurance company because it falls below their deductible.

 

In the next blog I will dive deeper into the Real Estate Risk Assessment (RERA)....

What Does Home Insurance have to deal with the HOT Real Estate Market in Columbus Ohio?

What Does Home Insurance have to deal with the HOT Real Estate Market in Columbus Ohio?

We all know that people in this market are losing their minds with pricing their homes, and that Real Estate agents are pushing higher values by disputing appraisals and becoming more clever when listing properties.  Its unreal to see a property that hasn't had updates in over 20 yrs. go into a bidding war and sale for 10K over listing price. Now don't get me wrong I am all for sellers taking advantage of the market and RE Agents pushing the limits.